Scratchley, Arthur,  1821-1897 <br/><br/>
Industrial in vestment and emigration :  being a treatise on benefit building societies and on the general principles of associations / 
Arthur Scratchley 
 - London :  John W. Parker,  1851 
 - 309 p. ;  22 cm. 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Savings and loan associations<br/>Agricultural colonies