TY - BOOK AU - Mulcahy,Niamh TI - Class and inequality in the time of finance: subject to terms and conditions T2 - Routledge advances in sociology SN - 9780367531010 U1 - 339.4/60941 PY - 2021/// CY - New York PB - Routledge KW - Low-income consumers KW - Great Britain KW - Loans, Personal KW - Financial institutions KW - Law and legislation KW - Social stratification KW - SOCIAL SCIENCE / Sociology / General KW - bisacsh N2 - "This book explores the effects of the gradual liberalisation of capital markets and the expansion of consumer credit on poorer households in the UK, with particular attention to the precariousness caused by a lack of savings and a reliance on debt. Asking what it means for poorer working individuals and households to be subject to the demands of finance, the author draws on Michel Foucault's theory of subjectivation as well as Louis Althusser's interest in class, actively theorising the constraints of low income or precarious work on financial planning, alongside the reorganisation or rollback of government benefits. A contribution to our understanding of the ways in which financial concerns deepen and expand economic inequality, Class and Inequality in the Time of Finance shows how finance stratifies individual subjects rather than simply individualising and separating them. As such, it will appeal to scholars of sociology with interests in neoliberalism, economic austerity and consumer credit and debt"-- UR - https://www.taylorfrancis.com/books/9781003080428 ER -